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Looking to buy in a Rural area?

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called “RD Loans,” offer 100% financing options on eligible rural properties.

To see if a property qualifies, visit the USDA Income and Property Eligibility Site

Term available: 30-year fixed

100% financing (no down payment)

Single-family residence

Primary residence only

Seller concessions up to 6%

USDA streamline refinancing allowed

Purchase only