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When you need a loan with more flexibility.

If you’d love to buy a home but lack credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

Down payments as low as 3.5%

Minimum FICO score of 580

Great for first time home buyers

Seller can contribute up to 6% of borrower’s closing costs

Flexible mortgage guidelines

Purchase and refinance options

Down payment gifts are allowed

FHA streamline refis available