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Conventional

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Conventional loans are the most common and widely available mortgage option. For borrowers with good credit, balanced income, debt, and funds for a down payment, they are often the least complicated way to get the most flexible mortgage options.

Fixed-Rate for the life of the loan

Conforming Loan Limit: $647,200 ($970,800 in High Cost Areas)

10, 15, 20, 25 and 30-year terms available

Minimum FICO score of 620

Used to finance Primary Residences, Second Homes, and Investment Properties

Low down payment options available for qualified borrowers

Purchase and Refinance options